ATHOL DICKSON

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Hurricane Trouble

October 7, 2016 By Athol Dickson

Prepare real estate investments for disasters.Hurricane Matthew is tearing up the eastern coast of Florida heading straight for Jacksonville, where my wife and I invested heavily in real estate. Meanwhile, I’m sitting in a Tallahassee motel filled with fellow evacuees, watching the monstrous red dot crawl across the television screen, and wishing there was something I could do. But of course, the time for doing something was long before the storm began to form out in the Atlantic. So I think about that. What did I do to get ready for disaster, and what did I fail to do?

First, insurance. All our properties are covered for “named storms.” We have replacement cost coverage, not merely actual cash value coverage. Our physical copies of the policies are stored in a safe location (not in the insured properties). The policies include a “loss of rent” provision. So far so good. But if I had it to do over again, I would not have chosen an insurance brokerage located close to our properties. Our broker is an evacuee today, just like us, and will likely be out of touch for a day or two after the storm has passed. It would have been better if he lived and worked on the far side of the state, so we could stay in close communication.

My wife and I are safe in this motel; I feel good about that, and I’ll deal with tomorrow’s troubles tomorrow.

Second, location. Part of me wants to think I should have invested far from the coast. Then I remember tornadoes. Earthquakes. Mudslides. Sink holes. Wildfires. Lightning. Blizzards. Ice storms. Droughts. The reality is, nature can damage property pretty much anywhere, so it’s probably not wise to choose a state or region on that basis. We invested where we did because it’s close to us, where we can keep an eye on things. Even with Hurricane Matthew poised to attack, I still think that makes sense. But we did resist the temptation to invest directly on the water. None of our properties are in the FEMA flood zones. We own nothing on the beach, on the St. Johns River, or the Intercoastal Waterway, even though the rental income and appreciation are usually higher there. So there’s a good chance we won’t see storm surge damage to our properties. If I were investing in California, I’d avoid liquefaction hazard zones. In forested areas, I’d maintain defensible space. In areas prone to ice storms, I’d give preference to neighborhoods where the electrical lines are buried.

Third, management. We picked a solid real estate management firm. I have a good relationship with the owner, and believe he will respond professionally to the situation. But I had to fire two others before we got to him. It’s never fun to tell someone they have to go, but today I’m very glad we kept looking until we found a manager we trust. That said, I don’t have his mobile phone number. The only way I have to get in touch is via email or his office number. That’s a mistake I plan to remedy as soon as possible.

Fourth, attitude. It would be easy to lose sleep over this. But worry never solved anything; in fact, it often makes things worse. And who am I to worry, anyway? It seems to me the same hurricane that could destroy our property on the coast might also send rain to farms far inland, possibly saving parched crops to feed farmers and their families, and many others besides. One man’s disaster is another man’s blessing. So it makes no sense to worry about the future or to ask “why me” about the past. My wife and I are safe in this motel; I feel good about that, and I’ll deal with tomorrow’s troubles tomorrow.

Nature And/Or Nurture

October 1, 2016 By Athol Dickson

How is gender preference determined?Recently I read about the latest Christian to have his First Amendment rights trampled by the government in the relentless march to normalize homosexuality. Among the usual christophobics (a word I just made up!) who were commenting on the story was a woman who called the man an “idiot” because “He actually thinks people choose their sexuality.”

Do you follow the logic?  She was saying if sexual orientation is caused by genetics, then we have no choice about our sexual desires, so acting on those desires is no sin. This is supposed to be an irrefutable argument against the traditional Christian prohibition of homosexual acts, and by proxy, an irrefutable argument against Christianity.

It’s common for Christians to counter this argument by insisting that homosexuality is rooted in learned behavior, not genetics. Returning to the comment thread at the link above, notice “Mary” who responds by writing “He’s no idiot! Sexuality IS a CHOICE!”

Whether true or not (and the latest science seems to indicate the truth is somewhere in-between) it’s a poor response for two reasons: first, it’s theologically incomplete, and second, it misses an opportunity to get people thinking about what Jesus really did for us all on the cross, and why it had to be done.

Of course Christianity teaches the common sense fact that we’re morally responsible for our choices. Pretty much every religion teaches that. What most other religions don’t answer is the question:  Why is sin is so tempting? Why are we more tempted by one particular sin than by another? Why do we choose to do things even when we know they’ll harm us or those we love?

Christianity has a core doctrine which answers all of these questions, a bombshell of an idea that makes Christianity different, which is this: we’re compelled to make bad choices; it’s in our DNA.

We’re compelled to make bad choices; it’s in our DNA.

This is called the doctrine of “original sin.” The name comes from the original sin, the first sin, which according to Christian theology, caused a fundamental shift in human nature.  Although most analogies fall short, in this case there’s a nearly perfect parallel. Think of sin as a harmful and addictive drug which alters the chemistry (or genetics) of the mind, causing an irrational compulsion to take more of the harmful drug. And just as addicted mothers often give birth to addicted babies, Christianity explains that the compulsion to sin was passed down from the first sinner to the next generation, and so on and on throughout the generations, right down to you and me.

Does this mean we can’t help sinning? Yes, absolutely. The proof of this is in everyone you know, because of course nobody, not one single solitary person, is or ever has been perfect.

Does it mean it’s unfair or unjust to punish sin because it’s “only natural”? Of course not. Clearly, there must be deterrents to keep us from stepping outside the limits of acceptable behavior, whether we’re born with a desire to go beyond those limits or not. In fact, the more deep seated a sinful desire may be, the greater the argument for limits on that desire. Think of any of the Ten Commandments (or at least the last five if you’re an atheist) and then imagine a society without such limitations, and you’ll quickly see my point.

For a Christian then, the “nature or nurture” debate is a false dichotomy. Every time we sin, we freely choose to do it even though we know it damages ourselves and others.  We need to own that. Unfortunately, we can’t always make amends, which is a serious problem if one believes in justice. And it’s an equally serious problem that every choice to sin is motivated by something deep within us, something which makes us want to sin, some warped and twisted thing that we can’t change because it’s in our spiritual DNA, and maybe in our genes.

So it’s not about nature or nurture. It’s about nature and nurture. And this returns us to the second reason why it’s best not to insist that “homosexuality is a choice.” That response ignores half of what Jesus did for us on the cross, and half of why it had to be done. In the name of justice, Jesus sacrificed himself to make amends (atone) for the damage we’ve freely chosen to do that we cannot undo. He also died to heal (save) us from the warped and twisted sinful inclinations we can’t overcome. That’s why you see Jesus’s sacrifice on the cross explained in both ways in the Bible. In some places, it says Jesus atoned for our sins. In other places, it says he saved us. Like nature and nurture, it’s two different things. Two different reasons Jesus took our place on the cross. And two different reasons to be grateful.

 

A Review of Winter Haven

February 15, 2013 By Athol Dickson

Winter Haven, by Athol DicksonThe following guest blog is an excerpt from Amazon Top 500 reviewer, Eric Wilson.

Athol Dickson has produced some works of great literary depth and originality. I first discovered him through They Shall See God, a suspenseful tale with multiple plot threads, a thriller deserving more attention than it got. Next was River Rising, an evocative tale set in the bayous of Louisiana, full of historical mystery and character. Last year’s The Cure moved to the northeastern portion of the country, building from a deep character study into a story of mystery and some suspense. All of these were enjoyable reads.

Winter Haven stays north, moving this time off the coast of Maine to the island of Winter Haven. We are thrown into a world caught in the old traditions, where locals protect their secrets while trying to find ways to survive. When Vera shows up, as an outsider, she threatens their ways, but she is determined to find out why her brother’s body has washed up on their shores thirteen years after having last seen him. Even more bizarre to her is the fact that her brother’s corpse hasn’t aged a day.

Mixing the lonely chills and eerie settings of Stephen King’s The Girl Who Loved Tom Gordon with the gothic feel of the classic Rebecca, this novel moves from one side of the island to the other as Vera searches out the truth. Though a richly detailed and atmospheric story, the pace moves right along once you settle into its ethereal feel. The search for truth is multi-layered, dealing with Vera’s childhood, her faith, her family, and the history of the island. In the end, everything she believes will be called into question–and, as she comes to realize, those questions are an important part of the journey.

Although the ending comes close to stretching credulity, Dickson’s mastery makes it pull together in a fashion that I embraced. We want Vera to understand. We want to believe along with her. Her dreams, her visions, and her nightmares, all have a purpose, and that’s what makes Winter Haven rise above the standard fare of gothic suspense.

But on Amazon

 

River Rising Is On Nook!

January 28, 2013 By Athol Dickson

Athol Dickson's suspense novel River Rising is now on Barnes & Noble's Nook
My suspense novel RIVER RISING is now on Barnes & Noble’s Nook

Nearly 36,000 Amazon Kindle readers have downloaded River Rising. Now Barnes & Noble Nook owners will be glad to hear River Rising is finally available on their electronic readers, too. To get your copy, just head over to the River Rising page at Barnes & Noble or click the link below. I’m excited about this news, and looking forward to getting all of my titles available on every format out there.  Again, the River Rising page is linked for Nook owners below. Enjoy!

Click here to visit the Nook page for River Rising.

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